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Can I use a payment plan for Invisalign or braces in 2025?

February 28, 2025

Orthodontic treatment is a priceless investment — but that doesn’t mean cost isn’t a factor. We understand this! We’re always looking for ways to make orthodontics more affordable and more convenient for you and your family.

If you’re thinking about investing in yourself and transforming your smile, we have some great news for you.

Can I use a payment plan for Invisalign or braces in 2025? Yes, you can! You don’t have to pay in full for orthodontics. At Morejón + Andrews Orthodontics, we offer flexible Invisalign payment plans and braces payment options that make treatment affordable for every budget. Here’s how:

We Have Affordable Braces & Invisalign Payment Options!

In 2025, you have a lot more options when it comes to financing Invisalign or braces. On your first visit, we’ll present all of our financing options and help you decide which financing option best meets your needs. 

In the meantime, here’s what you’ll be able to choose from:

1. 0% Interest, In-House Financing

Our flexible, in-house financing option allows you to spread out payments with 0% interest — meaning no hidden fees. We’ll work with you to create a plan with an affordable down payment and low monthly payments. 

With our team, your down payment could be as low as $500, and your monthly payments could be as low as $200!

2. Extended Cherry Financing

To continue providing the best options for you, we now offer Cherry Financing! With Cherry, payment plans can be extended for 3-5 years, and you can expect:

  • Quick application
  • No hard credit check
  • Range of monthly payment plans, with qualifying 0% APR options

Use the payment calculator to see what your monthly payments for Invisalign or braces could look like! Applying for Cherry financing won’t impact your credit score.

3. Insurance Coverage 

Many dental insurance plans cover a significant portion of orthodontic treatment. We accept most insurance plans, and we’ll handle all the paperwork for you. 

Our team will calculate your coverage and then work out a custom Invisalign payment plan or braces monthly payment plan to cover the rest.

4. Use Your FSA, HSA, or Tax Refund

You can also use your Flexible Spending Account (FSA) or Health Savings Account (HSA) to help pay for the cost of orthodontics. These funds can be applied to your total cost, then we can create a custom financing plan to finance the remaining cost.

If you’re getting a nice tax refund in 2025, consider putting it toward a life-changing smile transformation! Orthodontic treatment is the gift that keeps giving for decades to come.

5. Family Member Discount

If you have multiple children who need orthodontics, or your child needs treatment and you’re interested in perfecting your smile too, take advantage of our family member discount! 

You can save on treatment with us, while giving your family the top-quality orthodontic care you deserve. 

 

How Much is Invisalign with Insurance?

The cost of Invisalign with insurance will depend on the cost of your treatment, and then the amount that your insurance provider covers.

Most insurance plans cover 25–50% of the cost, meaning you would only be responsible for the remaining balance — which we’ll work into a flexible payment plan. We’ll verify your benefits, file the paperwork for you, and help you receive the max coverage from your plan.

We can also work out a payment plan for braces without insurance, or a payment plan for Invisalign without insurance to help you manage your costs. Whether you have insurance or not, we’re here to create a financing solution that makes you feel comfortable.

 

How to Pay for Invisalign or Braces Monthly

If you or your child hasn’t gone through orthodontic treatment before, you probably have some questions about the payment process, and how to pay for Invisalign, or how to pay for braces monthly

Here’s what you can expect:

1. Schedule a complimentary consultation.

Book your first appointment at Morejón + Andrews Orthodontics in Ormond Beach or Palm Coast. You can choose a date and time that works for you, and book easily online!

2. Visit us for a personalized cost estimate. 

Your orthodontist, Dr. Morejón or Dr. Andrews, will examine your smile, including a physical assessment and a quick scan that creates a digital, 3D model of your teeth, and we’ll use this to determine your condition and the severity of it, then determine the cost of treatment. 

We’ll also calculate your insurance benefit, and apply this to your treatment cost.

3. Pick your financing option.

We’ll help you decide between 0% in-house financing or Cherry Financing, and apply any available FSA/HSA funds you want to use. We’ll chat through your needs to come up with a down payment and monthly payments that work for you.

4. Start smiling!

Once you select your Invisalign payment plan or braces payment plan, you’re ready to start smiling. It’s that easy! 

If you choose a custom treatment, like Lightforce™ 3D-printed braces or Invisalign®, we’ll take your scans and submit them to have your custom treatment designed. 

If you choose a non-custom treatment, like clear braces, metal braces or GC Experience® self-ligating (tie-less) braces, we can place your braces on your very first visit! Please let us know that you’d like Same Day Braces when you book your consultation so we can set the time aside for you.

 

Your new smile is affordable here.

At Morejón + Andrews Orthodontics, we believe everyone deserves a confident smile, regardless of their financial situation. 

If you have questions about Invisalign payment plans, braces monthly payment plans near you, or how to pay for braces monthly, we’re here to help. Please don’t hesitate to reach out to us.

Ready to take the first step? Book a complimentary consultation at our orthodontic office in Palm Coast or Ormond Beach!